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Health and finance library

Discover how health and finance come together with these helpful resources.

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“Well-You” promise

At Optum, health care is more than just treating you when you’re sick. It’s 50,000 doctors empowered with the latest science to keep you well.

Related content

Discover fresh insights and resources for population health services.

Gardening: Your health in full bloom

Learn more about the health wonders of gardening.

How to use an HSA

Learn how to make manage your health savings account (HSA).

HSAs and Medicare

Learn more about what happens to your HSA once you enroll in Medicare.

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Articles

Health, safety and access

Watch our video to learn more.

HSA withdrawal correction form

This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.

Contribution limits

Max out your HSA this year with the contribution limit set by the IRS.

Health account frequently asked questions (FAQs)

Part of making the most of your health accounts is understanding how to use them. Browse our FAQs to get more from your health accounts.

Until It's Fixed: A Health Care Podcast - Season 2

Hear how unifying data, creating partnerships and approaching problems in new ways are helping to create a healthier world.

HSA new account holder checklist

Now that you’ve opened a health savings account, learn how to save on taxes, pay for qualified medical expenses and save for the future.

Can you answer these blood pressure FAQs?

Learn more so you can ace this health quiz.

HSA Tax Center

Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.

November is Lung Cancer Awareness Month

Now is the perfect time for everyone to be proactive.

Make the most of your shut-eye

Small changes can improve sleep quality.

10 ways to deal with stress

Helpful tools to help you manage daily stress.

November is American Diabetes Month

Know the facts and learn how to lower your risk.

Asthma care

To feel your best, stay involved in your treatment.

Be S.M.A.R.T.

Learn how to make health goals that work.

The benefits of being social

Become more social for your health.

How can I reduce my risk of falling?

Talk to your doctor about fall prevention.

What our patients and members say

Watch our Medicare Advantage patient testimonial video to learn how an Optum doctor + Medicare Advantage can offer the best care.

How does your doctor compare?

You deserve only the best care.

Your health screening checklist

Download a health screening checklist that helps you track your appointments all in one place.

How to talk to your doctor

Make the most of your doctor's visit.

Your doctor and care team

Offering the care you need, when you need it.

Doc, am I too young for advance care planning?

Having a plan in place is a wise choice.

Optum Care agent guide

Help your clients stay healthy and independent.

Until It’s Fixed: A Health Care Podcast - Season 1

Start at the beginning with season one.

Spending your FSA dollars

Learn more about how to manage your FSA funds so you don't lose them.

What is a dependent care FSA?

Learn how you can use tax-free money to pay for dependent care.

Update communication preferences

Change your Optum Financial communication delivery preferences to online.

Optum Financial mobile app

The Optum Financial mobile app puts all your account information at your fingertips, so you can get back to the things you love in life.

Calculate your health savings

See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.

Optum Financial mobile app

Save time and take control with our advanced mobile app. Download the app today.

Health Savings Checkup tool

Estimate health care costs during retirement.

Open an HSA

A health savings account (HSA) is designed to help you save and pay for qualified medical expenses.

Optum Financial payment card

Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.

HSAs: Part of Your Financial Plan

Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.

HSA investment overview

Watch this video to learn more about how to set up your investment account — and start investing today.

IRS 2023 HSA Contribution Limits

The IRS announced an increase in HSA contribution limits for the 2023 tax year.

HSAs and Medicare

Learn more about what happens to your HSA once you enroll in Medicare.

Add a beneficiary to your HSA or MSA

Take a minute to ensure you have a beneficiary selected. 

How to file a claim

Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.

HSAs and tax season

Learn about the tax benefits and what you need to know at tax time.

What is an HSA?

Learn about the purpose of a health savings account (HSA) and how it works.

How to upload a receipt

You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.

What is a limited purpose FSA?

Find out why pairing a limited purpose FSA with an HSA may be a smart choice.

The five stages of your HSA journey

Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.

Options to Invest Your HSA

This video shows you the differences between your two investment options and how to get started.

HealthSafe ID

If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.

Manage your HSA contributions

Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?

How to use an HSA

Learn how to make deposits to and withdrawals from your health savings account (HSA).

New account holder checklist

Make sure you're making the most of your new HSA with these easy steps.

What is a health care FSA?

Discover the benefits of having a health care FSA.

HSA and FSA cards

You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.

Embrace digital payment options to streamline operations

The business case for getting on board with digital transformation initiatives — in particular digital payment — should be an easy one for any organization to make.

Have you had "the talk" about advance care planning?

Few of us plan for this important event.

What do Optum patients think about their doctors?

Find out through our recent patient surveys.

Advance care planning worksheet

Make your wishes known.

Five common fears about getting a colonoscopy

Should you worry?

Flu shots: Know the facts

Don't let flu myths keep you from getting your shot.

Until It’s Fixed: A Health Care Podcast – Season 3

Join us on the inspiring journey to create a healthier world — and make health care simpler and more effective for everyone

April 16 is National Health Care Decisions Day

It's the perfect time to start your advanced care planning.

Gathering a health care dream team

How to get specialty care when you need it.

IRS 2022 HSA Contribution Limits

The IRS announced an increase in HSA contribution limits for the 2022 tax year

Guía Llevar una vida más saludable con Medicare Advantage

Lleve su atención de la salud al próximo nivel con un médico de Optum + Medicare Advantage.

Guía Por qué Medicare Advantage

Obtenga más con Medicare Advantage

Medicare Original versus Medicare Advantage

¿Cómo se comparan y qué cubren?

What to do about your cholesterol

Read the basics on cholesterol and how to lower it.

Original Medicare vs. Medicare Advantage

How do they compare?

Understand your test results

Learn what questions you need to ask.

Get the facts: Why Annual Wellness Visits matter

A nurse practitioner explains the importance of having a yearly AWV.

The Optum Care Primary Care difference

We put you first.

How much water do you really need every day?

The answer is: it depends.

Scheduled your Annual Wellness Visit yet?

Here are the top five reasons to get it on your calendar.

IRS 2022 FSA, Commuter Benefits and Adoption Assistance Contribution Limits

The IRS announced an increase in contribution limits for the 2022 tax year.

Optum Network of Arizona and Medicare Advantage

Take a look at how we help people with Medicare Advantage stay healthy, happy and active in Arizona.

Flu shots and COVID-19

Learn why this year is more important to get your flu shot.

Get the facts about monkeypox

What you need to know to stay safe and informed.

Exercise and heart disease

Learn how to improve your fitness and well-being.

Advance care planning in three easy steps

Learn how to make your wishes known if you can't speak for yourself.

Differences between COVID-19, flu and colds

As summer ends, many of us might catch something.

Virtual care: making your health care safe and easy

See your doctor from the comfort of your home.

Flu shot choices for people ages 65+

Here's what you need to know before getting your flu shot.

Get your flu shot today

Stay healthy this flu season.

Get access to funds faster with Quick Pay

Men fear not: Going to doctor is good for you

Start with an Annual Wellness Visit.

Help improve your health by decluttering

Tidying up can be good for both mind and body.

New to-do list for men: Suggested health tests

This is not your normal honey-do list.

7 tips for grilling fruits and vegetables

Wow your family with this no-recipe recipe.

Falls are more common than we think

Learn facts and tips that may help limit falls.

Diabetes-friendly recipes for your Thanksgiving table

Try these lighter, tasty takes on American favorites.

Gardening: Your health in full bloom

Learn more about the health wonders of gardening.

What COVID-19 vaccine should I get?

The best vaccine against COVID-19 is the one in your arm.

Could your colonoscopy help save your kids' lives?

Help protect yourself and your family.

Your Medicare Advantage Checklist

Learn three time-saving tips.

Welcome to your community

Take a quick video tour through one of our Optum Care Community Centers in Arizona.

Two truths and a lie about wearing face masks

Wearing a mask is just one step in slowing the spread of COVID-19.

10 tips for choosing a primary care doctor

Great care starts with your relationship with your doctor.

10 tips for cutting back on sugar

It's all about balance and finding what works for you.

Farmers market tips

Keep these useful tips on hand for your next trip.

Making a commitment to exercise

Try to make fitness a part of each day.

Tips to stop the spread of flu germs

Help keep you and your loved ones healthy.

Ways to make fitness part of your life

Squeeze in activity throughout the day.

How to deal with holiday stress

Stay calm and enjoy your holiday season.

Mind your memory: tips for brain health

Check out these fun ways to stay sharp.

New to Medicare

Licensed agents are Medicare experts. They learn about your needs, then guide you to a plan that's right for you. Learn more in this video.

Help lower your stress levels with mindfulness

Pay attention to your thoughts and be in the moment.

Be smart with prescription medicines

Tips on how to get the most out of them.

Living healthier with Medicare Advantage

Watch our video to learn more.

Know where to go for care

The right place or way to get care depends on your situation.

Welcome new members

See how we uniquely care for patients with Medicare Advantage.

Quality care when and where it's right for you

The visit is virtual. The care is personal.

7 tips for sun safety

Summer is a time to relax and unwind with friends and family.

Six things you might not know about breast cancer

Get the real facts

Understanding depression

Know the signs, what you can do and when to get help.

Stay strong as you age

Taking care of yourself may help you keep your independence.

The signs of skin cancer

Take the preventive steps to protect your skin.

Feeling SAD?

Tips that can help.

Living healthier with Medicare Advantage

Take your health care to the next level.

Simple exercises to improve your balance

Balance is key to everyday movement.

Doc, does older skin need sun protection?

Here are tips to lower your chances of getting skin cancer.

20 tips to boost your mental health

It’s time to give your brain a boost.

3 red foods for a healthier heart

Take control of your diet for your heart and you.

Watermelon kebabs: tasty and good for you

Start your summer with a healthy snack.

Cancer screening

It's your best bet for staying healthy.

Can aspirin help me avoid a heart attack?

Is a daily dose a good bet for heart health?

Doc, my bones crack. Do I have osteoporosis?

Are thin bones noisy bones?

What your BMI says about your health

Learn what this tool can do.

Schedule your Annual Wellness Visit

Stay on top of your health.

If you’re too sick to speak, who will speak for you?

Get started with an advance care plan today.

Our “Well-You” promise

Watch our video to learn more.

Health savings account (HSA) webinars

Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.

Achieving and keeping 4+ Star performance

Claims resource center

Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.

IRS 2023 regulatory alert and legislative updates

Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2023.

My earthquake

In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.

Facing MS as a Black woman

In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.

Victoria Reese, a mom, media pro and Black woman with MS

In this 4-week series, she shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.

Specialty vs. retail pharmacy

Specialty medications require high-touch support. Learn more about what sets specialty pharmacy apart from retail.

On-demand webinar: Making the Most of Your HSA

This webinar will dive deeper into the annual contribution limits and an intro on how to invest your HSA dollars.

Addressing social determinants of health

Create solutions to eliminate barriers to care and support members.

On-demand webinar: Tax time and Your HSA

This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.

Until it’s fixed podcast: The sober-curious movement

Join us as we kick off season 3 with a conversation that is top-of-mind for a lot of us right now: Burnout. Learn the causes, its effects and what to do about it.

Until it’s fixed podcast: Burnout

Join us as we kick off season 3 with a conversation that is top-of-mind for a lot of us right now: Burnout. Learn the causes, its effects and what to do about it.

Until it’s fixed podcast: Pajama time to reduce burnout

What is one thing you can do today to reduce burnout in your life? Dr. Maria Dahl offers tips we can all use.

Until It’s Fixed Podcast: Keep a drinking diary

In this episode, Dr. Kenny Poole discusses tips and tactics for tracking your beverage consumption habits (with a focus on alcohol) by keeping a drinking diary.

Help advance MS research and representation

Whether MS affects you or a loved one today, in the future or never, your involvement can make a difference.

Missing from the MS narrative

In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.