Optum Pay Express
Introducing predictable cash flow
Optum Pay® Express, a product from Optum Bank, is an accelerated payment solution that delivers a lump-sum payment on the first of each month based on your average claims*.
Our reliable modeling forecasts your next year of claims payments and makes those funds available to you earlier – consistently and accurately. That means greater financial predictability as you manage your organization.
Why choose Optum Pay Express?
- Consistency in monthly cash flow
- Ease of enrollment and implementation
- Ease of claims payment reconciliation
*Optum Pay® Express is an accelerated loan program by which Optum Bank may make Express Payments (loans to be repaid via deposits made to your account) to Providers subject to ongoing eligibility requirements and other restrictions. While the Provider remains in the program, Provider may receive Express Payments on a monthly basis. Express Payments are repaid through future claims activity or other deposits to your account. Express Payments are not guaranteed and can vary in amount. Providers may halt future Express Payments at any time, but the Optum Pay Express Agreement and other Optum Pay Express Documents will continue to apply to you and your account until any outstanding balance has been repaid. Please see the Optum Pay Express Agreement and other Optum Pay Express Documents for full terms and conditions.