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O4 HSCC - Calculator

Health Savings Checkup tool

The Health Savings Checkup is an educational tool designed to estimate health care costs during retirement. To view your personalized estimate, take a few minutes to complete the checkup.

In four easy steps

The more information you provide, the more personalized your results. See the impact of changes instantly by clicking Update My Costs. Discover actions you can take that may help to lower your costs.

Gender

Female Male Gender is required.

Age Please enter an age. You must be between the ages of 18 and 118.

Retired?

Yes No Please indicate your retirement status.

Include a partner

Gender

Female Male Gender is required.

Age Please enter an age. You must be between the ages of 18 and 118.

Retired?

Yes No Please indicate your retirement status.

Gender: [Insert Gender Here]
Age: [Insert Age Here]

Height:

Height - Feet: FT Please enter a height in feet between 1 and 11.

Height - Inches: IN Please enter a height in inches between 0 and 11.

Weight:

LBS Please enter a weight greater than 0 lbs.

Smoker:

Yes No Please indicate your smoking status.

Primary state during retirement?

Primary state of residence is required.

Retirement age expectancy?

Age expectancy:

Gender: [Insert Gender Here]
Age: [Insert Age Here]

Height:

FT Please enter a height in feet between 1 and 11.

IN Please enter a height in inches between 0 and 11.

Weight:

LBS Please enter a weight greater than 0 lbs.

Smoker:

Yes No Please indicate your smoking status.

Primary state during retirement?

Primary state of residence is required.

Retirement age expectancy?

Age expectancy:

Gender: [Insert Gender Here]
Age: [Insert Age Here]

Select conditions to include in your estimate:

Conditions selected:

Coronary Heart Disease
Mild

Please select severity

Gender: [Insert Gender Here]
Age: [Insert Age Here]

Do you have an HSA?

Yes No Please indicate your hsa status.

Account type:

Family Individual Health Savings Account (HSA) type selection is required.

Current HSA balance:

$ A value must be entered for Current HSA Balance.

Planned annual withdrawal (for medical expenses):

Annual rate of return:

% A percentage value must be entered for Annual Rate of Return.

Gender: [Insert Gender Here]
Age: [Insert Age Here]

Do you have an HSA?

Yes No Please indicate your hsa status.

Account type:

Family Individual Health Savings Account (HSA) type selection is required.

Current HSA balance:

$ A value must be entered for Current HSA Balance.

Planned annual withdrawal (for medical expenses):

Annual rate of return:

% A percentage value must be entered for Annual Rate of Return.

Gender: [Insert Gender Here]
Age: [Insert Age Here]

Estimated total health care costs include payments that are likely to be made to hospitals, physicians, and pharmacies based on the conditions that you selected. The estimate does not include any costs associated with any type of long term care. Average annual premiums for Medicare Parts B and D are included in your Total Health Care Costs estimate. Supplemental coverage is not assumed, and premiums for supplemental coverage and/or private insurance coverage are not included.

template checkbox

Total Health Care Costs

n/a

Covered by Medicare

n/a

Your Estimated Shortage

n/a

Agree to the terms and conditions.

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Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.

This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions.

Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

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Health Savings Checkup tool

In four easy steps

Additional Resources

Exercise and Fitness

Total Health Care Costs

Covered by Medicare

Paid from HSA

Your Estimated Shortage

Your Estimated Surplus