O4 Detail Hero Banner

Understanding Medicare Advantage plans

A Medicare Advantage plan instead of Original Medicare might be the best choice for you. 

Three steps to get a Medicare Advantage plan

How do you find a Medicare Advantage plan that's right for you and accepted by our doctors? It's simple.

Know your needs

Here are questions to ask yourself:

  • What doctors do you see?
  • What medicines do you take?
  • What services do you want?
""

Explore plan choices

Many plans offer:

  • $0 monthly premiums
  • $0 doctor visit copays
  • $0 prescription medicine copays
  • Dental
  • Vision
  • Hearing
  • Gym memberships
""

Sign up for a plan

Talking with a licensed insurance agent is your next step. Get answers to your questions. And get help finding a plan that's right for you.

O4 50-50 Content Block
Video

Living healthier with Medicare Advantage

Watch this video to learn how Optum helps you find the best insurance plan and primary care team to meet your needs.

O4 Lateral Card
""

Guide

How does Medicare Advantage give you more?

Choosing the right plan can give you more care. And many plans offer extras to help you live your healthiest life.

O4 Lateral Card
""

Checklist

How to switch to a Medicare Advantage plan

We've made switching to a Medicare Advantage plan easier. Use this checklist to gather needed info before you call.

Original Medicare versus Medicare Advantage

How do they compare and what do they cover? Get fast answers with this simple chart. It'll help make choosing the right plan easier for you.

Take the next step

O4 Complex Card
""
Get started

Attend a no-cost Medicare meeting

Questions about Medicare? Talk to an expert. Learn about your choices.

O4 Complex Card
""
Locations

Find a doctor and a plan

Explore Optum doctors and Medicare Advantage plans based on your location.

O4 Complex Card
Our difference

Discover the Optum difference

Learn why hundreds of thousands trust Optum with their care.