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Commuter Benefits for Employers

Support your employees with a pre-tax account that saves them money on qualified expenses for their individual commute to work.

Payment account for public transportation and parking expenses

 Offering a pre-tax commuter benefit helps your employees save money on their commute expenses and meets local or state commuter benefit requirements. Choose the service model that best fits the needs of your employees.

Order model

You provide a list of eligible products and services to your employees. They'll place an order the month before they need them.

Monthly contribution model

Employees make monthly contributions via payroll deduction that they use to purchase transportation services, up to the account balance.

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Eligible expenses

  • Buses, trains, subways, ferries, vanpools, UberX Share and Lyft Shared
  • Parking at your place of employment or a location from which you commute to work
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Optum Financial payment card

  • Participants use the payment card for eligible expenses at participating terminals.
  • Multiple accounts (HSA, FSA, commuter, etc.) can link to one card.
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Administration services

  • Streamlined implementation
  • Technology for administration with analytics
  • Customer support
  • Payroll deduction file and order funding report

Contact us

Are you a current client looking for support? Contact your account representative directly or email employerservice@of.optum.com.

Request more information
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Complementary solutions

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Health Savings Accounts (HSAs)

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

Learn about HSAs
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Flexible Spending Accounts (FSAs)

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions.

Learn about FSAs
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Health Reimbursement Arrangements (HRAs)

Use this custom-designed, employer-funded plan to help offset employees’ health care costs, while providing tax savings to the organization.

Learn about HRAs